$1.00 per declined transaction. reduce the interest earned on the Savings Account. For View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Home Equity Loan vs. Line of Credit: Which Should You Choose? Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Order Your Brink's Money Prepaid Card Here >. It's convenient and faster than waiting for a paper check in the mail! Login. Brink's Prepaid Mastercard Reviews (2023) | SuperMoney No minimum balance necessary to open Savings Account or obtain the yield(s). prevention restrictions at any time, with or without notice. You will need to pay $9.95, if you need a card replacement. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. and record information that identifies each person who opens a Card Account. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. transfer conducted through a Netspend Customer Service agent. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Netspend is the federally registered U.S. service mark of Netspend Corporation. Just a dollar-for-dollar match. Republic Bank & Trust Company and Mastercard are However, credit score alone does not guarantee or imply approval for any calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Fee varies Per transfer. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Brink's Money Paycard on the App Store and record information that identifies each person who opens a Card Account. Please explain your vote by sharing your experience. for your tax refundand for all your payroll and benefit checks too. Start to spend more time on the things that matter like family, friends and everyday life. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. not affiliated in any way with this program and do not endorse or sponsor this program. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Snapshot. Brink's US - Contact Us Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. that identifies each person who opens a Card Account. And look at all the freebies you get: Free direct deposit. be restricted, but you may be able to use the Card for in-store purchase transactions. Prepaid Debit Cards from, in This is a third-party fee and is subject to change. Find out how. 6. Certain products and services may be licensed under U.S. Patent Nos. This is a third-party fee and is subject to change. Your wireless carrier may charge a fee for message and data usage. Odds of winning depend on the total number of entries received during each applicable entry period. There is a reload fee of up to $3.95 fee every time you reload the card. Percentage taken of total check amount. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Certain products and services may be licensed under U.S. Patent Nos. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. family ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . What bank is Brinks all access? How to Find a Money Transfer Service Near Me? and have not been reviewed, approved or otherwise endorsed by any financial institution. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. If you plan to save your tax refund, this is the card for you. Is Brinks better than ADT? Approved purchase transactions may Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Which Account Fits You Best? When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Charges a monthly maintenance fee of up to $9.95. See the program FAQs and Terms and Conditions in your Online Account Center for additional You may also be charged a fee by the ATM operator. this post may contain references to products from our partners. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information How to find routing and account number on my Brinks prepaid Mastercard Fee to send money is determined and assessed by Western Union. ; No late fees or interest charges because this is not a credit card. Card activation and identity verification required before you can use the Card Account. Release Summary. See the be associated with the funding and use of your card. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of All other trademarks and service marks belong to their owners. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. So you can avoid interest payments, bounced checks, or overdraft fees. Does Brinks charge a monthly fee? A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. and governmental customers. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. We maintain a firewall between our advertisers and our editorial team. What is the routing number for a Brinks prepaid MasterCard? Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Their use does not signify or suggest the endorsement, Would you recommend Brink's Prepaid Mastercard to your friends? Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. How Is Brink'S Prepaid Mastercard? - FaqList Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. We may also ask to see your driver's license or other identifying information. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. For more than 150 years, Brink's has secured billions of dollars and other important assets. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Brink's understands that time and money are valuable to you. $9.95 per lost, stolen, or damaged Card replaced. Card may be used everywhere Debit Mastercard is accepted. Savings vs. Money Market? Netspend is a registered agent of Republic Bank & Trust Company. Additional transaction fees, costs, terms and conditions may The interest rates and APYs of each tier may change. Should You Use a HELOC to Pay Off Credit Card Debt? So you can avoid interest payments, bounced checks, or overdraft fees. It's a 16-digit number and CVV code that are tied to an account. Certain products and services may be licensed under U.S. Patent Nos. (Residents of the State of Vermont are ineligible to open a Card Account). This is a third-party fee and is subject to change. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. See the Cardholder Agreement for details. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Home equity line of credit (HELOC) calculator. If The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Recommendation score measures the loyalty between a provider and a consumer. if (theYear < 1900) theYear = theYear + 1900; With Brink's Direct Deposit, you can get paid faster than a paper check. Just $5 a month (compared to $9.95) for purchase products and services that empower unbanked consumers with the convenience to be self-banked. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. 4% of the U.S. Dollar amount of the purchase transaction. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Card may be used everywhere Debit Mastercard is accepted. Check the information is accurate and submit your application. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Card use subject to activation and identity verification. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. identity. You'll receive a Card in the mail within 7-10 business days. Fees 8.0/10. or originating bank. For people without credit, the. who do not have a traditional bank account or who rely on alternative financial services. How It Works | Brink's Money Prepaid Mastercard Brink's - Brink's Prepaid Mastercard The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. A virtual card is simply a debit or credit card without the actual, physical card. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. However, its still a stepping-stone to better products and should be used as such. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Compare real offers from multiple lenders. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. This is a third-party fee and is subject to change. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical for repayment of any negative balance. mostly not recommended See your Cardholder Agreement for details. delay availability of funds with or without notice. financial product. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Netspend Corporation.All rights reserved worldwide. Brink's, Incorporated operates in the State of Texas under DPS License C00550 Cardholder Agreement for details. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. in electronic form. 1, 2020. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. deducted from check total prior to loading your Card Account. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Should you accept an early retirement offer? Unlike credit cards, however, they don't work on credit. What is a Brink's money card? - Vanessa Benedict It should have a phone number that you can call to assist you in reloading the card. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Certain products and services may be licensed under U.S. Patent Nos. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. See the Cardholder Agreement for details. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. Login. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Bankrates editorial team writes on behalf of YOU the reader. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. All rights reserved. 6,000,608 and 6,189,787. person and may be one indicator to the credit type you are eligible for. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Answer: It depends on the country where the card is issued. Netspend is the federally registered U.S. service mark of Netspend Corporation. Use Direct Deposit Netspend is a registered agent of Republic Bank & Trust Company. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Copyright 2023 SuperMoney, LLC. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. details about how and when you get rewarded. If The Brinks Prepaid MasterCard comes with additional features. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Certain restrictions apply; see the program terms and conditions for full details, including point earning and Every reasonable effort has been made to maintain accurate information. Prepaid MasterCards are used like regular credit cards. See if you qualify for student loan refinancing and compare real time offers. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. reduce the interest earned on the Savings Account. *Card issued by Republic Bank & Trust Company, Member FDIC. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Brink's US Email: csc-dfw@brinksinc.com Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Reward offers are based on individual shopping habits. In the US, different routing numbers may apply for different types of transactions and accounts. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. No late fees or interest charges because this is not a credit card. Managing your money wherever, whenever. No Minimum Balance, No Late Fees - because this is not a credit card $5.95 for processing and mailing of a return of funds check at Card Account closure. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. location, and varies depending on location and amount of cash withdrawn. Program sponsor: Netspend Corporation. Transfer of funds via ACH from your Card Account to your bank account at another financial For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Brink's Money Prepaid on the App Store There's no minimum spending or maximum rewards. You can use your Brink's Money Prepaid Mastercard to pay for just about anything.